Personal Finance
Paperback list price: $ 99.95
Cognella Direct Ebook: $75.95
You save $24 (24%)
Learn about all formats available for adoption
Bookstore Managers: contact orders@cognella.com to place an order

Cognella Active Learning
is available with this title.
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Students learn how to establish a budget that will help them accomplish their financial goals. Dedicated chapters address filing taxes, accessing financial services, applying for and using credit, and the consideration of large purchases, including a car or home. Students learn the basics of health and disability insurance, home and auto insurance, and investing wisely. They grow to understand the importance of planning ahead through retirement and estate planning, as well as the purchase of life insurance. The final chapter focuses on career planning for financial success.
The text features robust appendices and guide sheets, providing students with additional information and opportunities to develop financial skills. Appendices provide useful charts and equations to help students determine the present and future values of lump sums and annuity. A personal balance sheet guides students through the process of assessing their net worth and personal financial condition.
Sixteen dedicated guide sheets help students compare salaries within two different cities, develop a personal cash-flow statement, create a budget for non-monthly expenses, learn how to write a check, and more.
Personal Finance is an ideal resource for courses related to business and finance. It is also a fantastic text for any individual interested in honing skills related to personal finance and money management.
Please note: Cognella Active Learning can be bundled for purchase with the text or posted separately. Contact us to learn about bundle discounts.
The Cognella Active Learning content for Personal Finance includes:
- Flashcards
- Quizzes
- Skillbuilders
To see a full demo, please email us and one of our adoption specialists will follow up with you.
Publisher Direct Versions — Available through the Cognella Student Store for confirmed adoptions |
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$75.95
Best Value! |
Publisher Direct Ebook | Publisher Direct ebooks are available in your Cognella account immediately after purchase and provide access for 180 days. Our ebooks run on RedShelf, VitalSource, or in some cases, must be accessed via Adobe Digital Editions, a free software program. |
$88.95
Ships Free! |
Publisher Direct Paperback | These special, discounted paperback editions are sold exclusively through the Cognella Student Store (store.cognella.com) for confirmed adoptions. They are not available through other retailers. The books are printed on demand, do not have an ISBN, and are not intended for resale, which results in savings we pass along to students. Most Publisher Direct Paperbacks also come with free, immediate access to the first 30% of the ebook and FREE shipping. |
Bookstore Pricing (MSRP) — These suggested retail prices include a total projected mark-up of 25% |
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$71.96
Best Value! |
Inclusive Access Ebook 978-1-5165-8714-8 |
We partner with both RedShelf and VitalSource to provide day-one access to students through campus bookstores. Bookstores and these vendors share in the total projected mark-up. Learn more about Inclusive Access at cognella.com/inclusive-access. |
$99.95 | Paperback 978-1-5165-8712-4 |
Standard paperback version. Contact us for course adoptions; also available for individual purchase through national wholesalers and retailers — and from our website directly — see Purchase button above. |
$99.95 | Paperback + Cognella Active Learning Code Talk to a rep for ISBN details |
Cognella Active Learning provides students with dynamic online content within a custom digital learning environment. Contact us for course adoptions; not available for individual purchase. |
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$89.95 | Ebook 978-1-5165-8714-8 |
Ebooks are available for individual purchase (180-day access) through either RedShelf or VitalSource. Bookstores and these vendors share in the total projected mark-up. |
$89.95 |
Binder Ready/Loose Leaf Talk to a rep for ISBN details |
Binder Ready versions have pages that are loose leaf, three-hole punched, and fit into any standard three-ring binder (not included). They are fully typeset, include front and back covers, and are available at a discount compared to standard paperbacks.Contact us for course adoptions; not available for individual purchase. |
$159.95 | Hardcover 978-1-5165-8715-5 |
Great for libraries and rental programs. Contact us for course adoptions; also available for individual purchase through national wholesalers and retailers. |
Other Formats Talk to a rep for details |
Other formats (spiral bind, perforated, etc.) may be available. Contact us for course adoptions; specialty formats are not available for individual purchase. | |
$31.95 | Standalone Cognella Active Learning Talk to a rep for ISBN details |
Cognella Active Learning provides dynamic online content within a custom digital learning environment. Does not include the ebook. Contact us for course adoptions; not available for individual purchase. |